Failed Payments Cost You Thousands.
RecoverKit Gets That Money Back.
AI writes unique recovery emails and SMS for every failed payment — personalized to each customer. Plus, proactive card expiration alerts prevent failures before they happen.
No credit card required. One-click Stripe OAuth.
*Based on industry data for automated dunning recovery tools.
See How Much Revenue You're Losing
Industry research suggests the average SaaS loses 5-9% of MRR to failed payments. Most founders don't even realize it's happening.
Estimated 5.4x return based on industry averages — and it scales with your MRR. Try the interactive calculator
Four Steps. Fully Automated.
Connect Stripe
One-click OAuth. RecoverKit reads your payment events — nothing else. Takes 60 seconds.
Expiring Cards Detected
Every 6 hours, we scan for cards expiring soon and send a friendly heads-up — preventing failures before they happen.
AI Recovery Sequence
Payment fails? AI generates unique emails and an SMS — personalized to each customer's tenure, plan, and situation.
Payment Recovered
Customer clicks the link, updates their card via Stripe's secure portal. You get paid. Automatically.
Three Things That Make the Difference
AI-Personalized, Not Template-Based
Every email and SMS is written from scratch by AI. A loyal 2-year customer on your highest plan gets a completely different message than a first-month subscriber with a declined card. Tone, urgency, and channel adapt to who the customer actually is.
Prevention + Recovery
Proactive card expiration scanning catches problems before they become failed payments. For the failures that still happen, the AI recovery sequence brings customers back.
Email + SMS Multi-Channel
Two emails, then an SMS at 48 hours that breaks through inbox noise — SMS open rates average 98% industry-wide — then a final email. Different channels, different timing, designed for maximum recovery.
Your Brand, Your Voice
Choose your tone — friendly, professional, or urgent. Set your business name, add custom instructions. Emails come from you, not from a third-party tool your customers don't recognize.
One Recovered Payment Can Pay for a Month
7-day free trial. No credit card required. Cancel anytime.
Starter
- Up to 100 recovery messages/month
- AI-personalized emails + SMS
- Pre-dunning card expiration alerts
- 4-step recovery sequence
- Recovery dashboard & analytics
Pro
- Unlimited recovery messages
- Everything in Starter
- Custom tone, voice & instructions
- Priority delivery
- Performance analytics
- No RecoverKit branding
Comparable tools charge $60-500+/mo for template-based emails. RecoverKit uses AI personalization at a fraction of the price.
Common Questions
Only payment failure events, invoice data, and customer contact info (email, phone). We never access your full customer database or financial details. All access is through Stripe's official OAuth with minimal required permissions.
Templates send the same message to every customer. AI adapts. A loyal 2-year customer on your highest plan gets a warm, appreciative email. A first-month subscriber with a declined card gets a shorter, more practical one. Each step in the 4-step sequence is genuinely unique — not the same template with stronger wording.
They complement each other. Smart Retries re-attempt the charge. RecoverKit tells the customer their payment failed and gives them a link to update their card. Stripe retries the same card — RecoverKit gets the customer to fix the underlying issue.
At the 48-hour mark, RecoverKit sends an AI-written SMS with a direct payment update link. Industry-wide, SMS open rates average 98% compared to roughly 20% for email. It's sent to the phone number on the customer's Stripe record. If no phone number is available, we fall back to a third email automatically.
Every 6 hours, RecoverKit scans your customers' payment methods for cards expiring this month or next. When it finds one, it sends an AI-written heads-up email with a link to update their card — before the payment ever fails.
Most dunning tools use pre-written email templates and charge $60-500+/mo. RecoverKit is designed to be the most affordable option that combines AI-generated messages, SMS recovery, and proactive card expiration alerts. Other AI-powered tools in this space typically start at $500+/mo and target enterprise.
Yes. Choose your tone (friendly, professional, or urgent), set your business name, and add custom instructions the AI follows. On Pro, there's no RecoverKit branding on messages at all.
After 7 days, subscribe to continue. If you don't, RecoverKit stops sending recovery messages but your data is preserved. No surprise charges.
Stop Losing Revenue to Failed Payments
AI recovery emails + SMS + pre-dunning alerts. 60-second setup. 7-day free trial.
Connect Stripe — Start Free Trial